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Up to R30 000 whenever you need it - at a fixed interest rate for your peace of mind.
From time to time, everyone needs a little financial boost. And when you do, it makes sense to turn to someone you already trust with your finances... someone with an established reputation and many years of experience in the industry - *Sanlam Personal Loans.
Whether you need money for unexpected expenses, a medical crisis, to renovate your home, to further your children's education or take your family away on a holiday... a cash lump sum of up to R30 000 as an unsecured Sanlam Personal Loan could be the answer.
To apply:
- Phone us on 0861 40 20 10 - 8am to 8pm, any day of the week
OR
- We'll call you - click here to provide your details.
If you'd like to apply:
- You must be a South African citizen over 18 years of age.
- You need a regular monthly income of at least R3 000 per month (proof of income will be required if you're self employed) and clear credit references.
- Have your ID number and bank account details into which your salary is paid, handy.
- Call 0861 40 20 10 any time from 8 am to 8 pm.
- We try to accommodate all requests, but ultimately your final loan amount will be based on your current personal financial profile and subject to credit approval.
Consolidate your accounts - and free up some cash-flow
If paying your monthly credit card and retail accounts is leaving you with less cash than you'd like, a Sanlam Personal Loan can help to improve your cash-flow. Simply use your loan to pay off all your accounts and spread your loan repayments over a longer period. You could end up with one, more manageable payment every month, and more cash to spend on other things.
You can apply for any amount from R4 000 to R30 000 in increments of R1 000 - and tailor your repayment term to suit your budget, choosing from 24 months to 5 years. The application process starts with just a phone call to 0861 40 20 10, there's no face-to-face interview needed and our Loan Consultants will take you through all your options.
Because we're committed to responsible lending, we'll always take your current financial circumstances into consideration and never lend you more than you can comfortably afford to repay.
Fixed interest rates benefit you directly!
A Sanlam Personal Loan offers a very distinct benefit: your repayments are fixed at our current rate for the full term of your loan. So however much interest rates may change, you won't be affected - your repayments remain the same, and you can budget ahead with ease.
Peace of mind
For your peace of mind all Sanlam Personal Loans include our Personal Protection Plan, which settles your outstanding loan balance in the event of your death, permanent disability or certain dread diseases. It also provides limited cover in the event of temporary disability and retrenchment. Of course, you're free to replace this plan with a policy of your choice, provided the cover offered is equivalent.
Remember, to apply call 0861 40 20 10, or click here, complete your details and we will call you back.
Loans are subject to the National Credit Act, No 34 of 2005.
Loans from Sanlam Personal Loans are administered and managed by DirectAxis, an authorised Financial Services Provider. *Sanlam Personal Loans (Pty) Ltd Reg. No. 2001/016316/07, Registered Credit Provider (NCRCP272), is a joint venture between Sanlam Life Insurance Ltd and DirectAxis (SA) (Pty) Ltd. |
