Creating wealth touches every aspect of our clients' personal finances – including home loans. Sanlam's wealth creation offering therefore includes loans at competitive rates through a low-cost operating model for clients wishing to switch their loans or take out new home loans.

Applying is easy – you may check whether you qualify by using any of our affordability calculators, and apply either online or through your Sanlam intermediary or Sanlam Home Loan offices. Our home loan experts will guide you through the process.

Before you apply for a home loan, use our calculators to determine things like term if I increase my instalment, repayment amount, affordability, capital and cost, as well as refinancing.

Apply for your Sanlam Home Loan now