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Qualifying criteria

Sanlam Home Loans offer residential home loans of up to 90% - subject to change (terms and conditions apply) for amounts between R250 000 and R3 000 000. To qualify for a loan through Sanlam Home Loans, you must have:

  • a gross household income of more than R10 000, and

  • an instalment not exceeding 25 - 30% of your income on home loans < R350 000 and 30% on a home loan > R350 000.

You don't need to be an existing Sanlam client. If you already have a home loan elsewhere, you may switch it to Sanlam Home Loans for a lower rate and save. Switching is easy.

Don't delay apply now for your Sanlam Home Loan.

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Sanlam Life Insurance Limited is a licensed financial services provider.