Together with your financial intermediary, you can choose an appropriate range of collective investment funds that match your risk profile. You can regularly adapt and rebalance your portfolio as your needs and circumstances and the market environment change. In this way you can customise and manage your own unique investment portfolio.

You enjoy the following benefits:

Complete flexibility

Your investment portfolio can be customised to suit your specific requirements.  As your needs change, you can switch between investment companies, as well as collective investment funds, at a reduced cost. This enables you to respond cost effectively to changes in the financial markets and economic cycles.

Phasing-in facility (only for domestic funds)

By phasing your capital from a money market fund into your selected collective investment funds, over three to 36 months, you can benefit from rand cost averaging. In this way, you avoid investing your capital all at once when unit prices may be high.

"Safe haven" facility

By switching to one of the many money market funds, you can preserve your capital during uncertain market conditions and earn a competitive interest rate.