<< Back to Investment solutions

Glacier's Endowment and Sinking Fund policies are medium to long-term investments which offer certain tax advantages.

Glacier's comprehensive reporting shows unrealised gains and losses, making it easier for tax planning purposes as you are able to take Capital Gains Tax consequences into account before selling or switching.

Glacier will also track your net realised capital gains or losses. Realised losses will be carried forward each calendar year and offset against future gains in order to minimise your tax liability.

We offer a wide fund choice together with other underlying investment options. You may switch between these underlying funds easily and cost effectively, at any point during the investment term.

Together with your financial intermediary, you can customise your investment according to your individual needs and risk tolerance.

Our Endowment and Sinking Fund policies are underwritten by Sanlam Life, one of South Africa's largest and oldest financial services companies. If you have a current Sanlam policy older than five years, you can continue this policy with Glacier and make tax-free withdrawals with immediate effect.

We also offer access to an asset-swap facility for South African investors wanting to invest more than the R2 million currently allowed by the South African Reserve Bank. Funds are invested via the Glacier platform, using Sanlam Life's offshore capacity.

For more information on Glacier's Endowment and Sinking Fund policies:

• Click here to download a brochure (PDF, 96Kb)
• Click here for our fees (PDF, 110Kb)
• Click here to download a brochure on Glacier's Endowment and Sinking Fund Policies with asset-swap capacity (PDF, 417Kb)
• Contact an intermediary now

Please note:

PDF documents are viewable using the Adobe® Acrobat Reader.
You can download Acrobat Reader free of charge directly from Adobe (All platforms).

<< Back to Investment solutions