Copyright 2000 - 2004 © Sanlam Life Insurance Ltd ("Sanlam"), Bellville, Cape Town, South Africa. This web page and its content are owned by Sanlam. All rights not expressly granted are reserved.

Your privacy is important to us.

• Always ensure that we have your latest cell phone number, and alert us immediately if your cell phone is lost or stolen.

• Personal information transmitted to us will be treated in accordance with our Privacy policy.

• Sanlam will in no event be responsible for any direct, indirect, special, or consequential loss or expense that may be attributable, directly or indirectly, to the use of SMS.

• Sanlam will not be responsible for any interruption, delayed or failed transmission, loss of data, storage, or delivery of information resulting from any cause.

• All the information sent by us via SMS is provided without a representation or warranty whatsoever, whether express or implied. In particular, Sanlam makes no representation or warranties about the correctness of any information contained, the suitability of any products or services mentioned, the soundness of any general advice offered in a SMS.

• In the event of SMSs sent by Multi-Data on behalf of its client(s), Multi-Data/Sanlam Life accepts no obligation to verify the correctness of any information received from the clients and contained in such SMSs, and disclaims liability for any errors.

The use of, and information appearing in, SMS's is governed and interpreted in accordance with the laws of the Republic of South Africa.

• All the content, trademarks, logos, and data on a SMS (including software, text, graphics, icons, hyperlinks, private information, and designs) are the property of or licensed to Sanlam. As such it is protected against infringement by local and international legislation and treaties.

• Nothing on any SMS should be construed as granting (by implication, estoppel, or otherwise) any license or right to use any intellectual property rights envisaged in the previous paragraph without our written permission. The name of Sanlam or its logo may not be used in any way without Sanlam's prior written permission.

Sanlam reserves the right to refuse to provide any SMS service if: (a) you breach any of these terms of use; (b) we are unable to verify or authenticate any information you provide to us; or (c) we believe that you are conducting activities that are illegal or abusive, or put Sanlam in disrepute.

You agree to indemnify and hold harmless any member of the Sanlam Group and their respective directors, officers, employees, agents, licensors, suppliers and any third party information providers from and against all losses and expenses (including attorney and own client costs), resulting from any violation of these terms of use by you.