Our vision is to be the leader in client-centric wealth creation, management and protection in South Africa, to be a leading player in Pan-African financial services with a meaningful presence in India and Malaysia and to play a niche role in wealth and investment management in specific developed markets.
Sanlam operates through a number of subsidiaries, associated companies and joint ventures. Sanlam Life is the largest operating subsidiary and the holding company of most of Sanlam’s operations in emerging markets.
Our long-term success is fundamentally built on trust. Clients entrust us with their money for the long term based on the belief that we will honour the financial outcomes promised by our solutions. This trust is founded on a culture of offering sound advice, fair treatment and a range of financial solutions that meet clients’ needs and expectations.
Sanlam is an integral part of the societies in which we operate through our role as an accumulator and allocator of client and shareholder funds. We have a responsibility to allocate and invest these funds in a manner that optimises long-term returns This creates an environment where our clients and their communities are more resilient and can plan for their financial futures with a higher degree of certainty.
Sanlam’s contribution to society is shaped by initiatives that support entrepreneurship, education, economic growth and environmental–related risk management. Governance structures enable us to consider and balance the needs of all of our stakeholders – thereby creating sustainable value and trust.
We offer our clients a large and diversified range of solutions across life insurance; general insurance; investment management; credit and structuring; and administration, health and other lines of business. Our solutions span the broad spectrum of financial services, but specifically exclude transactional banking.
Our main sources of earnings are the net operating profit we earn from our different lines of business (net result from financial services) and the net income we earn from investing discretionary capital and the capital allocated to our operations in the financial markets (net investment return). Read more about the drivers behind our main sources of earnings and RoGEV in the Understanding our business section.
Sanlam is one of the 50 largest internationally active insurance groups in the world with a direct and indirect presence in 44 countries. Through SEM, Sanlam has the most extensive insurance footprint on the African continent. We have a direct presence in 33 countries in Africa through 65 subsidiaries.