As the depositary bank, J.P. Morgan performs the following roles for ADR holders as further detailed in the Deposit Agreement:

• Records and maintains the register of ADR holders
• Is the stock transfer agent
• Distributes dividends in U.S. dollars
• Facilitates the voting process and the exercise of the voting rights of ADR holders at any Company General Meeting if permitted by the Company and the Depositary Agreement
• Issues and cancels Sanlam American Depositary Shares (ADSs)
• Distributes Company circulars and General Meeting (including Annual General Meeting) documentation, where applicable

For those holders who are not registered because their ADRs are held through a 'Street name' (nominee account), your nominee may receive Company documents from time to time from J.P. Morgan to distribute to ADR holders. You need to make arrangements with your nominee if you wish to receive such documentation and to be able to exercise your vote through the depositary bank at General Meetings.

Structure: Sponsored Level I ADR
Exchange: OTC
Ratio (ORD:DR): 2:1
DR ISIN: US80104Q2084
Ticker Symbol: SLLDY