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Looking Back on 2018 Looking Back on 2018

Looking Back on 2018

During our 2018 centenary year we celebrated the positive impacts we’ve had on people's lives since 1918. We also recommitted ourselves to our role in building a world for generations to come.

At the end of 2018, our business finds itself again transformed in two major ways:

A Pan-African company

Following the conclusion of the last phase of the Saham Finances acquisition, we are now the largest non-banking financial services group on the African continent.

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Geared for transformation

We initiated a BBBEE transaction valued at more than R10 billion that will bring further impetus to transformation in South Africa.

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Our Material Sustainability Matters

We are a key pillar of the continent’s financial infrastructure and South Africa’s success. Any material instance of failure or impairment of Sanlam would have a significant impact on the economies we operate in and the financial lives of the people we protect. We therefore unpack our sustainability performance in terms of the material sustainability matters that each cluster has identified as critical.

Sanlam Group

Sanlam Group is responsible for centralised functions that include strategic direction, Group financial and risk management, Group marketing and communications, Group human resources and information technology, Group sustainability management, corporate social investment and general Group services. Find out more about Sanlam Group.

Sanlam Personal Finance

Sanlam Personal Finance (SPF) provides a comprehensive range of appropriate and competitive retail life and investment to individual clients in South Africa. Find out more about SPF.

Sanlam Emerging Markets

Sanlam Emerging Markets (SEM) leverages its expertise and experience to provide a wide range of services and resources to support our partners. They in turn provide consumers in their countries with innovative financial solutions. Find out more about SEM.

Sanlam Investment Group

Sanlam Investment Group (SIG) is one of South Africa’s largest investment management companies. We offer a comprehensive range of local and offshore investment products to end-investors, financial planners and institutions. Find out more about SIG.


Santam is a 100-year-old, South African-based multinational general insurance group that writes insurance business in Africa, India, Asia and other emerging markets through its business units. Find out more about Santam.

Sanlam Corporate

Sanlam Corporate, comprising Sanlam Employee Benefits, Acquisition of Absa Consultants and Actuaries and Sanlam Healthcare, focuses on cross-selling to existing corporate clients, bundling products to unlock value, and integrating with other Sanlam clusters through Sanlam Reality. Find out more about Sanlam Corporate.

Sanlam Life Insurance is a licensed financial service provider.
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