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Shared Value Partnerships That Create Resilience

Key Performance Indicators

Amount invested in P4RR in 2019 through the Emthunzini Community Trust

R9 million

Number of municipalities supported through P4RR initiatives


To build resilience, Santam engages with government, municipalities, universities and other stakeholders to initiate projects to better understand and manage risks on the ground. We do this through our Partnership for Risk and Resilience (P4RR), an integrated and collaborative effort to reduce insurance risks that impact businesses and individuals.

We Partner for Resilience

In South Africa’s unique risk landscape, vulnerable communities face major challenges in dealing with natural disaster. Municipalities are often incapable of managing incidents such as fire and flooding. Through P4RR, we invest in risk-reducing interventions.

The objective of P4RR is to strengthen the institutional and participatory development capacity of local municipalities reduce poverty. We do this by assisting service delivery and providing support to local government infrastructure, economic development, and governance.

P4RR is embedded in ongoing scientific research to help us understand the drivers of risks and how to encourage appropriate risk response behaviours.

Municipalities are selected based on vulnerability levels related to government requirements, as well as potential impact on Santam in terms of fire, flood and storm surge perils. The P4RR programme has supported 46 municipalities and is on track to support 53 municipalities by 2020.

Read more about these resilience focus areas in the 2019 Santam Integrated Report and on the website:

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