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Life Insurance

Whether you need life insurance to ensure your family and other dependants are financially secure in the event of your death, or funeral cover to lessen the burden on your loved ones, we can help. We can also assist you with saving for that social event, vacation or your child's education.

FlexiEducator Plus

Imagine not having to worry about your child’s future or education.

FlexiEducator Plus is a flexible endowment policy that is designed to help you save for your child’s education needs and has the following benefits:

  • Of the sum assured, 25% is payable annually for four years to maturity, followed by 100% of the sum assured at maturity
  • It has a double accident benefit to ensure that, in the event of your death or total disability due to an accident, an amount equal to the main sum assured is payable, bringing the total pay-out to 200% of the sum assured
  • If you are diagnosed with one of the listed critical or terminal illnesses, 50% of the sum assured is payable
  • If the life assured passes on or becomes permanently and totally disabled due to an accident or natural causes as well as first-time critical illness diagnosis, the company takes up 100% of the premiums to maturity

FlexiSaver Plus

Looking for a policy that guards and grows your savings?

FlexiSaver Plus is an anticipated endowment savings product that protects you as you save, and has the following features:

  • The protection covers death, permanent and total disability, first-time critical illness and survival with partial maturity payments at prescribed intervals
  • The maturity benefits are guaranteed and payable every four years based on the sum assured and policy term chosen
  • While the policy is in force it can be used as a credit security, subject to the cash value of the policy at the time
  • The policy holder can get a loan against the policy at a reasonable interest rate

FlexiFamily

As a successful individual, you are probably responsible for the welfare of more than just your immediate family – and more so in the event of death.

FlexiFamily allows you to worry about everything else except the finances. For just KSh700 per month, you receive life cover for yourself, your spouse and your children.

What makes FlexiFamily really stand out?

  • Your immediate or extended family aren’t subject to any medical test and claims are settled immediately on presentation of all the required documents, except in the case of a natural death where a waiting period applies
  • One can open and maintain a savings fund with the policy
  • The policy has a 10% cash back benefit on the risk premium

FlexiCash

An anticipated endoment policy, FlexiCash enables you to plan for your future dreams.

Here’s what makes the policy unique:

  • It pays out partial benefits from the fifth year up to maturity
  • It pays 20% of the sum assured plus accrued interest at the first pay-out and another 20% five years before the end of the term followed by 60% plus bonuses at maturity (depending on the selected term)
  • It’s suitable for anyone above 18 years, but more so to those individuals who are sensitive about financial planning and want to boost the savings/investment component of their financial plan
  • It has a double accident benefit that covers the life assured with a sum equal to the main sum assured on accidental death
  • The company will continue to pay premiums on behalf of the policy holder in the event of becoming permanent and totally disabled
  • On the death of the policyholder before maturity, 100% of the sum assured is payable to the beneficiaries regardless of any partial maturities paid

FlexiAcademic Plus

Saving for your children’s education and protecting your savings at the same time is now well within your reach with FlexiAcademic Plus.

Here’s what this endowment policy offers:

  • At maturity the sum assured plus bonus benefits are paid out in four equal instalments
  • The policy has a double accident benefit to ensure that even in the event of your death or total disability due to an accident, 200% of the sum assured is payable and the company takes up the premium payments to maturity
  • If the life assured passes on or becomes is permanently and totally disabled due to natural causes, 100% of the sum assured is payable and the company takes up the premium payments to maturity

Sanlam Life Insurance is a licensed financial service provider.
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