Matrix Critical Illness Cover

Excellent cover at attractive rates with the flexibility to add to your benefits.

Matrix Critical Illness Cover offers maximum choice and flexibility as well as higher cover amounts at attractive rates. You can combine life insurance, disability cover, critical illness cover and income protection with additional offerings, such as accident cover. The type and level of cover you need depends on your personal needs and circumstances. We recommend that you speak to a financial planner to help you select the most appropriate cover.


  • The insurance covers additional medical expenses not covered by your medical aid and provide for unplanned expenses associated with adapting your lifestyle
  • We mostly pay out 100% of the cover when you are diagnosed
  • You have the flexibility to chose from a Core Benefit or a Comprehensive Benefit:
    • The Core Benefit covers the four most common severe illnesses - cancer, heart attack, stroke and coronary artery bypass
    • The Comprehensive Benefit covers an additional list of illnesses, in addition to the four severe illnesses above, that cause serious impairment and inability to work, as well as a catch-all claim event that pays for illnessses that are not on our list if it causes serious impairment

How it works

You make monthly payments until you are diagnosed with one of the insured diseases. When diagnosed you receive a one-off pay-out. We pay 100% of the cover amount for the least to most severe levels of cancer, heart attacks, stroke and coronary artery bypass grafts.

How much you will pay

The cost of the insurance will depend, among other things, on your age and your risk profile when you take out the plan.