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Business (General Insurance) Business

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Business Insurance

Every business carries risk.

At Sanlam General Insurance we provide various tailor-made, specialised products to ensure that your business and commercial appliances are protected against the risks you face while you take care of managing and growing your venture.

Commercial Insurance Cover

Your vehicle is probably an indispensable part of your business. Consider the many potential risks your vehicle is exposed to every day and ensure that it is sufficiently protected.

We provide the following cover:

  • Comprehensive Cover
  • Full Third Party Fire & Theft
  • Full Third Party Cover
  • Motor Traders Internal
  • Motor Traders External

Fire can spread quickly and cause substantial damage to your property. We offer cover against fire damage to your business in various ways.

Consider the following cover to protect your business:

  • Commercial Fire
  • Householders
  • House owners
  • Consequential Loss
  • Office Comprehensive (Office Combined)

We offer solid cover for a comprehensive range of engineering risks to help protect you against significant losses.

The following cover can help save your business:

  • Machinery Breakdown (Material Damage/Loss of Profits)
  • Deterioration of Stock
  • Electronic Equipment
  • Contractors All Risks
  • Erection All Risks
  • Contractors Plant & Machinery (Plant all Risks)
  • Erection All Risks
  • Boiler and Pressure Vessel

Consider the potential losses you face on a daily basis when looking after your maritime enterprise.

Sanlam General Insurance will help protect your business by providing the following marine cover:

  • Cargo
  • Hull (Yacht and Small Craft)
  • Liability

With packaging you usually face property as well as liability risk, which can lead to significant financial loss.

Cover your business against package risks through the following options:

  • Assets "All Risks"
  • Industrial "All Risks"
  • Murtimark III

Sometimes your business is vulnerable to circumstances you didn’t expect or foresee, or simply cannot control.

To cover your venture against these unforeseen eventualities, consider the following options:

  • Burglary
  • Bonds and Guarantees
  • All Risks
  • Employers Liability
  • Directors and Officers Liability
  • Professional Indemnity
  • Group Personal Accident
  • Personal Accident
  • Plate Glass
  • Products Liability
  • Fidelity Guarantee
  • Bankers Blanket Bonds
  • Money

Financial losses and fraud can have a detrimental effect on your business. Have peace of mind that your business is covered financially through the following options:

  • Group Personal Insurance - Micro Finance Insurance (GPA-MFI)
  • Credit Protection
  • Debit/Credit Card Insurance

At Sanlam General Insurance we understand the challenges and risks that go along with protecting your crops and farm assets.

Heavy rain, hail and drought can have a catastrophic impact on your bottom line, which is why we offer you the following cover options:

  • Crop Insurance
  • Weather Index Insurance
  • Commercial Farming
Sanlam Life Insurance is a licensed financial service provider.
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