We preserve manage and grow your wealth

We are a purpose-led organisation, with all our efforts centred on helping our clients live with confidence. We promote financial inclusion, transformation and empowerment through our broad product and financial advice offering, inclusive culture and partnership approach. We have a proven track record of delivering superior value to clients, employees, shareholders and broader society.

Our strategy

WHO WE ARE

Sanlam is a client-focused, integrated financial services group – leading in Africa and growing in India. With a trusted brand built over more than a century, we combine deep industry expertise, client trust and a strong financial position to accelerate growth and create sustainable value.

Our purpose

Delivering value to our shareholders

Net result from financial services:

R15,9 billion +20% on a normalised basis

Adjusted return on group equity value per share:

15,7% above hurdle of 14,7%

Return on equity:

17,1%

Leveraging our scale advantage

Diversified emerging markets footprint across 29 countries in Africa and Asia

Over R1,7 trillion assets under management with R960 billion in sustainable assets under management

Largest insurer in Africa, present in eight of the top 10 largest economies in Africa

Growing presence in India, one of the fastest growing economies in the world

Creating shared value for our stakeholders

96 million lives touched across Africa and Asia

107+ years of service to clients

AAA MSCI ESG index rating

Certified top employer for nine years consecutively in South Africa, with 149 036 employees worldwide

Well-experienced board with diversified skillset:

Female directors 29%

Black directors 59%

WHAT WE DO

Our solutions, delivered through our clusters, create a unique ecosystem that enables us to serve our clients’ financial services needs over their lifetimes.

Our manifesto

Life insurance

Ensuring our clients and their families are looked after through our broad life insurance product range, from simple funeral cover to more complex death and disability cover, as well as long-term savings and retirement solutions.

General insurance

Protecting our clients’ assets through our general insurance products, covering valuable individual possessions to large corporate needs.

Asset and wealth management

Enabling long-term wealth creation and protection through our savings and investment solutions, as well as asset and wealth management products.

Corporate benefits

Our corporate products allow employers to offer a range of benefits and support to their employees, enabling a more attractive employee value proposition.

Retail credit

Our retail credit offering assists clients in bridging any gaps in financial needs, which, in South Africa, we couple with our unique credit advice offering.

Healthcare

Our healthcare offering ensures our clients are able to protect their most important asset, their health and ability to earn income.

Wills and estates

Our wills and estates offerings secure and insure our client’s legacy.

Financial planning and advice

We have a strong, core offering built around our wellestablished financial planning and advice capabilities.

Loyalty and rewards

Our loyalty and rewards offerings give significant value to our clients and help improve client retention.

(1) Net result from financial services.

Our values inform our culture, defining the behaviours needed to fulfil our purpose and achieve our strategy.

Where we are

BUILDING SCALE WHERE IT MATTERS

With a presence in 29 countries, we are focused on high-potential emerging markets in Africa and Asia that have attractive structural drivers for long-term growth, accelerated financial inclusion and shared value creation.

Read more about our global operations
  • Other
  • Asia
  • SanlamAllianz
  • South Africa

HOW WE SERVE OUR CLIENTS

Our business clusters provide comprehensive, customised, client-centric financial solutions designed to meet the specific needs of individuals, businesses and institutions.

The Group Office supports the Group CEO and business clusters by providing strategic direction, co-ordination and oversight. It fosters collaboration and synergies across the group, monitors performance, ensures robust reporting and assurance, allocates capital and delivers centralised support services to enable the execution of the group strategy.

Sanlam Life and Savings
Sanlam Investments
Santam
Asia
Pan-Africa

Strategy

Our strategy is underpinned by our purpose and we have an opportunity to use it as a base for inclusive wealth creation and growth opportunities in Africa, India and beyond.

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History

Founded in 1918, Sanlam has a rich heritage. The Group has over the years evolved from a traditional insurer to a diversified financial service provider with both local and international footprints.

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Leadership

Ethical leadership is paramount and an integral part of the Board’s approach to corporate governance practices. It forms the basis for clients’ and key stakeholders’ trust in the Group.

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SUSTAINABILITY

A purpose-led sustainability strategy

Sanlam places sustainability at the heart of its strategy, embedding it across operations, processes and decision-making to deliver long-term value responsibly, transparently and ethically for all stakeholders and generations. Good sustainability governance ensures that environmental, social and governance considerations are integrated into the core business strategy, a strategic necessity that underpins the group’s long-term success and resilience.

This commitment is reflected in Sanlam’s pursuit of measurable social impact through initiatives that address poverty, education, youth empowerment, health and small business support, while also fostering inclusive and resilient economic prosperity by empowering clients with diverse financial solutions. At the same time, Sanlam emphasises environmental stewardship, safeguarding ecosystems, preserving critical resources like water and biodiversity, restoring degraded environments and offering climate-resilient insurance and sustainable finance solutions, leveraging its unique position as a leading insurance and investment business to drive meaningful change.


Sustainability highlights

Top employer

Sanlam Certified top employer for ten years consecutively in South Africa

FTSE4Good Index Series

Sanlam is included in the FTSE4Good Index Series, recognising sound ESG practices

MSCI ESG rating

Sanlam has a AAA MSCI ESG index rating

Morningstar Sustainalytics

Sanlam is identified as a 2026 Regional ESG Leader (Africa & Middle East)


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