Life throws curveballs at all of us sometimes. Being prepared makes a world of difference.
Mr. Michael Mundashi is an eminent lawyer in private practice and holds other directorships, including Standard Chartered of which he is the Non-executive Chairman. He was the first Non-executive Chairman of the Revenue Appeals Tribunal and has worked on a number of Zambian government teams to negotiate double taxation agreements with other countries. He is an expert in the fields of conveyancing, securities, corporate advisory, insolvency, tax, labour law, debt recovery and general litigation, and has represented many companies in Zambia and abroad.
Chief Executive Officer to be advised
Muna Hantuba is the Chief Executive Officer of African Life Financial Services (Zambia) Ltd. With a BA Econ, BAdmin and MBA from Stirling University in the UK, Muna holds numerous directorships in Zambia including that of Chairman of Lafarge Cement Zambia Plc, and Director of American Corporation in the Financial Services division where he rose through the ranks to the position of Head of Corporate Services. He is a past Chairman of the Securities and Exchange Commission of Zambia and the Economics Association of Zambia.
Caleb Mulenga holds a Master’s Degree in Business Administration from Webster University, Saint Louis, Missouri. He is also a graduate of the University of Zambia with a Bachelor’s Degree in Economics and Business. He has a Certificate in Financial Restructuring from Arthur D. Little Inc. Management Institute, Boston, USA. Caleb previously worked as Project Officer at the Development Bank of Zambia and rose to the position of Regional Manager where he was for 8 years before setting up and becoming Chief Executive Officer of Superior Milling, which is one of the market leaders in the milling industry in Zambia.
Inutu Zaloumis is Zambian born and is Co-founder and Managing Director of Pam Golding Properties Zambia. Her experience and expertise provides in-depth analysis of the property market, regionally, to enable developers and investors in real estate to participate in market-driven, market-relevant property projects.
Zaloumis served as Managing Director of Two Rivers Development Limited from 2018 to 2019, a property development company developing a 102 acre mixed-use, master-planned urban node in Nairobi, Kenya. Two Rivers is home to the largest mall in Sub-Saharan Africa (outside South Africa).
Serving as Managing Director of Pam Golding Properties Zambia, a company she co-founded in 2008, she was responsible for the operations, including strategy, marketing, finance and real estate consultancy services. During her leadership, Pam Golding Properties Zambia became the leading real estate services company in Zambia and received many accolades from the Pam Golding Properties Group including the Top Africa Franchise, Marketing Excellence Award.
Nankhonde Kasonde-van den Broek is an Organisational Change Architect and Organisational Behaviour Specialist. As the Managing Partner of Tuntulu she is an accomplished professional with a wealth of international and multi-cultural management and coaching experience.
She is an Organisation and Relationship Systems Certified Coach (CRR Global/USA), and is trained in co-active coaching (CTI/USA). Nankhonde is on the Africa Board for Coaching, Consulting and Coaching Psychology (ABCCCP, Pretoria, South Africa) as Regional Chair and has also been a member of the Lusaka Apex Medical University from September 2017. She served as a member of the Financial Sector Executive Coaching Advisory Board (FS-ECAB, Nairobi, Kenya) from June 2016 to June 2018. She is the Founder and Chair of the Coaching Association of Zambia (COAZ).
An MBA graduate from Oxford Brookes, Gaffar is also a fellow member of the Chartered Association of Certified Accountants (FCCA). Gaffar is the Executive of Sanlam Emerging Markets South, responsible for Namibia, Botswana, Malawi, Zambia and Zimbabwe. Prior to the SEM role, Gaffar was the Group CEO for Botswana Insurance Holdings Limited (BIHL) since 1 December 2011. He joined BIHL in April 2003 as the Group Finance Manager and Company Secretary, and has held several positions within the Group, including Head of Finance, Chief Operating Officer, Group Finance and Operations Officer, before finally being appointed as the Group CEO. He previously worked for PricewaterhouseCoopers (Malawi and Botswana offices) and rose through the ranks to become an Audit Manager.
Cornie holds a BCompt Honours Degree from the University of South Africa and a Master’s in Business Management from the current University of Johannesburg. He also attended a course on delivering information systems at Harvard Business School and in 2015 he completed the FIDE programme in Malaysia. Previously Group Director: Finance of the Denel Group, he became the Chief Operating Officer of Channel Life, a subsidiary of Sanlam Developing Markets, in 2002. He held this position until 2007 when he was appointed as Chief Operating Officer of Sanlam Developing Markets. He then moved to Sanlam Emerging Markets as Chief Operating Officer in 2012. At the moment Cornie also serves on the Boards of Directors of MCIS in Malaysia, Channel Management Services and Sanlam Life Insurance Tanzania.
With 32 years of experience in the industry, Warren has worked in two continents, Africa and Asia. In South Africa, he was General Manager for African Life Insurance heading the agency distribution, was Chief Executive Officer for Sanlam in Uganda and General Manager for the East Africa Regional based in Kenya. On the Asian continent, he worked as Executive Director for Shriram Life (a member of the Sanlam Group) in India. He is currently a board member of Sanlam Uganda and Sanlam Rwanda, and is a Senior Executive – Distribution Support for the Sanlam Group based in Cape Town, South Africa.
Be certain of your financial well-being despite life’s uncertainties.
We cannot predict or prevent unfortunate events such as sickness, accidents, death or theft. However, these events can have a significant impact on your financial well-being. If you have the right insurance, you can have peace of mind that you will be able to cover unplanned expenses or a loss of income.
The Family Protection Plan provides a daily cash benefit upon your hospitalisation, a funeral benefit and a dread disease benefit to your immediate family and parents. In other words, the plan provides readily available funds in the event of death or illness.
The level of cover will vary, depending on the plan you choose, and premiums start from as little as K3.50 per day. Any citizen or resident of Zambia between the ages of 18 and 55 is eligible, but it’s important to note that cover ceases at the age of 60.
The Angel Life Assurance Plan covers you, your spouse, children, parents and extended family. The plan is designed to provide funds in the event of the passing of a loved one, and the insurance benefits range from ZMW 2 500 to ZMW 30 000 on the death of any member of your extended family.
This policy can cover a maximum of seven lives which would constitute the main life and lives of the spouse, children, parents and extended family. A 35-year-old person, for a sum assured of K50 000 covering the entire family, will pay K11 premium per day. Any citizen or resident of Zambia between the ages of 18 and 55 is eligible, but it’s important to note that cover ceases at the age of 60.
The Quattro Life Plan provides high levels of life cover with minimal underwriting. While prospective policyholders only need to complete a medical questionnaire, further underwriting or limits on the cover may be set, depending on the outcome. The plan is designed to protect the financial well-being of the family in the unfortunate event of the breadwinner’s passing.
A 40-year-old person will pay K2.6 premium per day for a sum assured of K25 000. Any citizen or resident of Zambia between the ages of 18 and 55 is eligible, but it’s important to note that cover ceases at the age of 60.
Dream Builder is a two-in-one life assurance policy that provides loved ones with financial protection in the event of your death, and also serves as an investment vehicle that helps you save for the future.
The Life Cover premium is K2 per day for K15 000 cover, whereas the Savings premium is K4 daily – the maximum amount depends entirely on you. The term can range from a minimum of 5 years up to 20 years, and any citizen or resident of Zambia between the ages of 18 and 55 is eligible. No underwriting is required for this product.
Life Saver is a life assurance policy covering the life assured and only pays out to the nominated beneficiaries when you, the policyholder, pass away. The product is designed to provide replacement income for your family, so that you can provide for your loved ones even after you are gone.
The premium for a 30-year-old person, for a sum assured of K400 000, is K8.85 per day. Any citizen or resident of Zambia between the ages of 18 and 55 is eligible, but it’s important to note that cover ceases at the age of 60.
This product is sold to retirees and bought using a lump sum. In return for the single premium, the policyholder (annuitant) will receive regular annuity payments which will continue until death. This single premium retirement annuity comes with an escalation option of 0%, 2.5%, 5% or 15% and has a guarantee of 0.5 or 10 years payment benefits which are paid monthly, quarterly or annually. It includes a joint life option and commences immediately after being taken out.
Partner with Sanlam for a range of specialised group risk products.
As a provider of group life and disability benefits, institutional investments, risk services and more to institutions and retirement, we can also make your business a winner.
Our Group Life Product provides annual cover to employees of a registered company, and the premium is paid by the employer. It covers the risk of death, and total permanent disability (TPD) is offered as a rider benefit at an additional premium of 40% of the group life premium. Upon death or TPD of an employee, a lump sum is paid to the employer to pay to the beneficiary.
This policy covers the funeral expenses of the employee and immediate family members. The cover provided is between ZMK500 000 and ZMK15 000 000 per life. It covers the risk of death, and the cover provided is for one year.
Our Credit Life Policies are offered to companies, microfins and banks. It covers the outstanding balance of a loan as well as death and disability. The beneficiary is the lender and a single premium is paid upfront. At the moment we cover the key man using credit life terms.
This is a single premium annuity with an escalation option of 0%, 2.5%, 5% or 15%. In return for the single premium, the policyholder (annuitant) will receive regular annuity payments which will continue until death.
The target market includes:
This product is sold to retirees and bought using a lump sum. It has a guarantee of 0.5 or 10 years and the benefit is paid monthly, quarterly or annually. It includes a joint life option and commences immediately after being taken out.
The Sancare Medical Scheme is designed to enable employers to provide their employees with quality medical care that will meet their specific needs and requirements.
Sancare offers both in-patient and out-patient plans. Depending on which option the employer or employee chooses, the benefits may include hospital care, maternity care, cancer treatment, dental care, chronic illness cover for certain conditions, and ward accommodation. For more information, please download documents below.
For more information, please download documents below
Service provider list
Refund claim form
Zenera Office Park
Corner of Lagos and Lubuto Roads
P.O Box 31991
Tel: +260 21 125 7711 to 15
Toll Free: 7549 (MTN and Zamtel)
Tel: +260 21 522 3783 / 22 3728
Room 1103, 1104, 1105
Tel: +260 21 282 1291
2nd Floor Room 216
Independence Avenue, Solwezi
Tel: +260 21 882 1597
Straight Liners Building
Tel: +260 21 2410978
Opp Znbc Lungwa Street North
Tel: +260 21 622 3808
NAPSA Mpika Office Building
Along Great North Road
Tel: +260 21 437 0365
D Chilolo Building No, Room 2
Tel: +260 21 231 0389
NAPSA Chinsali Office Building
Tel: +260 21 456 5097
Tazara Minet House
Tel: +260 21 262 2041
S/D/E/1591 Kantanta Street
Tel: +260 21 222 4339
Room 1, Findeco House
Mubanga Chipoya Road
Tel: +260 21 422 1626
Plot Number 1246/L
Tel: +260 21 231 0389
Room 2, Ministry of Justice Building
Along Akapelwa Road
Tel: +260 21 332 3042
Tel: +260 21 722 1054
Kings Center Mall
Tel: +20 21 332 6305
Central Business District
Corner of Chachacha and Nkwazi Roads