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Be certain of your financial well-being despite life’s uncertainties.

We cannot predict or sometimes prevent unfortunate events such as sickness, funerals, accidents, death or theft. However, these events can have a significant impact on your financial well-being. If you have the right insurance, you can have peace of mind that you will be able to cover unplanned expenses or a loss of income.

Personal and Family Insurance

Sanlam offers a range of personal and family insurance solutions.

Not only do you need to ensure you have enough cover to protect your current financial commitments – you also need the right life insurance products to guarantee your family’s future, no matter what life might bring. At Sanlam we do everything we can to ensure that you are properly covered for all of life’s important moments.

An injury or illness could leave you with certain limitations in performing your daily activities. It may also affect your ability to continue working. For example, you may partially lose your hearing or develop a serious heart or lung disease. You may still be able to perform your duties, but with difficulty.

Impairment cover insures you against the loss or the impairment of function and not against your inability to continue generating an income. With functional and physical impairment cover, you can also receive a partial payment of a claim, depending on how severe your impairment is. This means you may claim more than once against your impairment cover.

Who wants to dwell on death, especially when you’re young and healthy? But think about what could happen if you were to pass away suddenly. Would your dependants have enough money to:

  • Pay for unforeseen expenses, for example a funeral?
  • Pay executor's fees, estate duty and other costs involved in the administration of your estate?
  • Repay any debts you may have had?
  • Pay for their daily needs, including school fees, food, transport and accommodation?

Help your loved ones take care of their financial needs after you’re gone. Sanlam’s life cover solutions can give you peace of mind that your family can take care of their needs and expenses if you pass away. This means your death will not place a financial burden on your loved ones.

Get peace of mind about your financial security if you are unable to work because of disability.

If you become disabled because of illness or injury and can no longer work and earn an income, disability cover gives you the assurance that you can still take care of your and your family’s expenses.

Relieve the financial burden of living with a serious illness.

In this day and age, having a critical illness is no longer a death sentence and people can still live productive lives. However, to recover or to maintain your health can be very expensive, even if you have medical aid. Critical Illness Cover eases the long-term financial burden of managing these expenses.

If you die today, you would want to make sure that your family can survive - that they can afford to give you a proper funeral, that your kids can still get a good education, and that your wife can keep living in the house that you have rented or bought.

For this certainty, we offer you the following family solutions:

  • Sanlam Family Funeral Plan
  • Sanlam Family Multi Plan
  • Sanlam Family Protection Plan
  • Sanlam Family Savings Plan

Download the Sanlam Family Series brochure.

Funeral Cover

Give your loved ones a dignified funeral without worrying about how you will pay for the expenses.

Having a dignified funeral for a loved one is your last opportunity to show them your love and respect. You don’t want to worry about expenses during this difficult time. That’s why we offer you the following funeral cover solutions:

Sanlam Family Funeral Plan Download PDF 
Sanlam Funeral Policy Download PDF 


You can now pay your Sanlam Funeral Policy premiums via Mobipay:

  • Using your cell phone
  • At any of Mobipay’s 250 physical outlets
  • At participating retailers

Short-term Insurance

Protect your belongings.

Your car, your house and your possessions all play an important role in your daily life. If you need to replace any of your belongings because of loss or damage, the right insurance can give you peace of mind that you can do so timely and properly. As a result, you can minimise the financial burden on your lifestyle when things go wrong.

At Sanlam we will do a complete review of your short-term insurance needs to make sure you are insured correctly and only pay for the cover you need, which can include:

  • Buildings: Insure your house for its replacement or rebuilding value.
  • House contents: Get full cover for contents inside and limited cover for contents outside your house.
  • All risks: Get cover for loss, theft or damage to items you normally carry with you outside your home.
  • Vehicles: You can get comprehensive, limited (third party, fire and theft) or third party only cover for your vehicle.

Santam Namibia

Sanlam Life Insurance is a licensed financial service provider.
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